Core Banking System
Open-source, API-centric core banking for financial inclusion , cooperatives, Microfinance Institution fintechs, small and medium banks
| Responsible | Administrator |
|---|---|
| Last Update | 05/12/2026 |
| Members | 1 |
Basic
CBS modulars
A practical CBS reference layout for small and medium-bank modernization and digital.
- Client & KYC: Client, group, centers, documents, risk fields, and service history
- Savings/ Deposits: Savings products, accounts, interest posting, charges, and transactions.
- Loan Portfolio: Loan products, disbursement, repayment schedule, arrears, and rescheduling.
- Accounting & GL: Chart of accounts, journal entries, accounting rules, and financial reports.
- Reports/ BI: Operational, financial, portfolio, and management reporting.
- Users/ Roles/ Audit: Role-based access control, maker-checker, audit trail, and permissions.
- API & Channel Layer: Integrate mobile banking, payment switch, notifications, and external services.
Driving Success Through Innovation
Designed for configurable lending, saving, customer management, accounting, reporting, and digital-channel integration.
Configurable products
Loan, savings, deposit, and group based product setup.
Real-time Accounting
Integrated accounting, GL posting, journal, and financial reports.
Open Integration
REST APIs for mobile banking, payment channels, and extensions.
Unified data platform
Clients, groups, centers, accounts, and operational history.