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Core Banking System

Core Banking System

Open-source, API-centric core banking for financial inclusion , cooperatives, Microfinance Institution fintechs, small and medium banks
Responsible Administrator
Last Update 05/12/2026
Members 1
Basic

CBS modulars


A practical CBS reference layout for small and medium-bank modernization and digital.

  • Client & KYC: Client, group, centers, documents, risk fields, and service history
  • Savings/ Deposits: Savings products, accounts, interest posting, charges, and transactions.
  • Loan Portfolio: Loan products, disbursement, repayment schedule, arrears, and rescheduling.
  • Accounting & GL: Chart of accounts, journal entries, accounting rules, and financial reports.
  • Reports/ BI: Operational, financial, portfolio, and management reporting.
  • Users/ Roles/ Audit: Role-based access control, maker-checker, audit trail, and permissions.
  • API & Channel Layer: Integrate mobile banking,  payment switch, notifications, and external services.

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Driving Success Through Innovation

 Designed for configurable lending, saving, customer management, accounting, reporting, and digital-channel integration.


Configurable products

Loan, savings, deposit, and group based product setup. 

Real-time Accounting

Integrated accounting, GL posting, journal, and financial reports. 

Open Integration

REST APIs for mobile banking, payment channels, and extensions. 

Unified data platform

 Clients, groups, centers, accounts, and operational history.